ABOUT

ADDRESS
419-80 Western Battery Road

Hi, I’m Paul Thornton and I help clients achieve the dream of home ownership and financial freedom.
I am a Mortgage Professional with a proven track record of advising clients on the mortgage process while structuring mortgage files to fit lender policies with 11+ years in the industry, which includes Mortgage Brokering, Sales, Underwriting and External Auditing. 

Having me on your side throughout the mortgage process can bring countless benefits, not the least of which is peace of mind. 

Here are just some of the numerous benefits of working with me. 

Save money. 

My main objective is to get you the most cost-effective mortgage product that best meets your financing needs. A good broker knows the lowest rate doesn’t always save their client the most amount of money. For example, a mortgage with a slightly higher rate will often offer additional flexibility, including superior prepayment privileges, which can save you thousands (or even tens of thousands) of dollars in penalties in the event you need to break the mortgage early. This is just one reason why the lowest rate may not necessarily be the best rate. 

Save time. 

Undertaking your own research to find competitive rates, along with a mortgage product that offers all the features important to your personal situation, can be time-consuming and often difficult to know if you are truly comparing apples to apples. And even then, you may only be scratching the surface of what’s out there. A mortgage broker can save you that hassle and present you with various options based on your needs and financial situation and outline any potential pitfalls with certain offers. 

Get expert advice. 

having me in your corner is a big advantage, such as when looking at unconditional offers. I follow economic developments and keep a close eye on trends and forecasts in the housing market. I also maintain a large network of mortgage lenders, and in many cases can recommend products that you would never have thought of or found on Google. Use my expertise to your advantage.

Avoid the stress. 

By using me as your mortgage broker, you can rest assured you are in capable hands and take a largely hands-off approach when it comes to securing your mortgage. I will serve as a conduit between you and the lender, requesting and forwarding all necessary documents to secure the mortgage, and guide you through the entire mortgage process.  

If you’re about to embark upon the journey of homeownership, or perhaps want to refinance your existing mortgage to achieve other financial goals, give me a call. I’ll be happy to review your objectives and share my expertise.